Back to the Journal

Buying

How to read a building report without panicking

Maya Okafor | 2026-10-28 | 5 min read

Almost every building report reads as alarming on a first pass. Inspectors are paid to be thorough and to protect themselves, so they list everything they can see, from a hairline crack in the render to a gutter that sags by a centimetre. The skill is in sorting that list, not in being frightened by its length.

Start with the summary page and the photographs, then go back to the detail. Most reports grade each finding by urgency. Anything marked as a safety issue, active moisture, or structural movement deserves a conversation. Everything else is maintenance, and every house has maintenance.

Sort findings into three piles

The first pile is things that must be fixed soon: leaking roofs, faulty wiring, damp that is still active. Get a quote for each before you commit, because these are the items you can negotiate on with real numbers.

The second pile is things to budget for over the next few years, such as an ageing hot water system or exterior paint. They are not reasons to walk away, but they belong in your running costs.

The third pile is cosmetic. Scuffed skirting, sticking doors and worn carpet are yours to fix or ignore on your own schedule, and they should not move your offer.

Ask the inspector, not the internet

Phone the inspector and ask which three findings they would act on first. Their answer is usually shorter and calmer than the report. If a finding is outside their trade, such as a cracked foundation, ask for a referral to a structural engineer rather than guessing.

Finally, keep the report. It is a baseline for your own maintenance plan, and it is useful evidence when you sell.